RiverFall Credit Union RiverFall Credit Union

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Loan Rates

15 Yr Fixed Mort as low as 3.25%
New / Used Auto as low as 2.5%
HELOC (Qtrly Adj) as low as 3.25%
Personal as low as 9.9%
More Rates

2nd Mortgage

A 2nd mortgage is a loan taken against your home on which there exists a primary mortgage. The home equity is used as collateral for the second loan.

You may want to cash out on your home's equity by taking out a second mortgage when you need to consolidate or repay other debts, make a significant purchase, pay for education expenses, or take a vacation. You can obtain the required cash by taking out a second loan.
RiverFall offers a fixed rate 2nd mortgage or traditional home improvement loan with a term of up to 15 years.
At RiverFall, you’re more than your score.  We look at your entire story – your employment, residency, payment history with RiverFall and others, etc. – in addition to your credit score.  We want you to qualify for the best possible rate, and we won’t rely solely on an arbitrary number.  We want to lend to you!


Check current 2nd Mortgage rates

Loan Applications


Rates and terms subject to credit evaluation and qualification.  Actual rates and terms may vary.