RiverFall Credit Union RiverFall Credit Union

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Loan Rates

15 Yr Fixed Mort as low as 3.375%
New / Used Auto as low as 2.5%
HELOC (Qtrly Adj) as low as 3.5%
Personal as low as 9.9%
More Rates

VISA Debit Cards

Enjoy the convenience of a VISA Debit Card with these great features:

  • No annual fee.
  • No transaction fees at point of sale merchants, online, or by phone.
  • Faster check out - No more check writing hassles.
  • Cash back option over purchase amounts at participating merchants.
  • Protection from overdrafts with Overdraft Protection and Overdraft Privilege (per item fee applies if used*)
  • Access to funds from your checking or savings account at the ATM. Enjoy no ATM fees at local or network ATMs.**
  • Accepted practically anywhere VISA is accepted.

Debit Card Application (fax to 205.758.3696, Attn: Member Services)

Master Account Agreement (please refer to EFT Disclosure)

Each accountholder is allowed one courtesy lost/stolen card. Cost of additional replacement card(s) is $5 each.



Call Card Self-Service at 800.757.9848 

With Card Self-Service, you can call toll-free to activate your new, reissued, or replacement debit card.  It's available 24 hours a day, 7 days a week. You can also have the added convenience of being able to select or change your personal identification number (PIN), even if you have forgotten your PIN.     

You will be asked to provide specific information that confirms your identity.  A series of quick prompts will guide you through the system with ease.  Once a call is successfully completed, your debit card is ready to use. 


To report a lost or stolen debit card, contact Member Services at 205.759.1505 or toll free at 800.331.9880. After business hours or on weekends, call 800.847.2911. If you have incurred charges on your account which you believe to be fraudulent, click here for detailed instructions regarding the resolution process.


For complete information about signing up for Verified by VISA, the security program ensuring that no can use your VISA card when shopping online but you, visit www.visa.com/verified.


*Overdraft fees may apply if debits or withdrawals made exceed available balance. Overdraft Privilege fee is $30/item if used.
**No fee for ATM transactions includes those conducted at TTCU ATMs and ATMs worldwide using the Cirrus or Star networks.


Fee Schedule